An approved application for registration of service use must contain the following information:
- Vietnamese citizens between the ages of 18 – 65 years old
- Valid ID card/Citizen ID/Passport
- Main phone number
- Purpose
- Desired Loan
- Desired Term
An approved application for registration of service use must contain the following information:
Please follow the steps below completely and accurately:
Currently, VCredit provides financial services to all provinces in Vietnam and some other countries in the region and around the world. For details, please contact the support team.
VCredit has many service packages with flexible terms for you to choose, in accordance with your economic conditions. Specifically:
VCredit’s customers have many service packages with different limits, ranging from VND 20,000,000 to VND 3,000,000,000, depending on your loan purpose.
After your application is successfully reviewed (usually 03 -05 working days, depending on the accuracy of the information you provide and your service level), you will immediately receive the payment of VCredit.
Details on how to receive disbursements will be notified and explained by VCredit’s staff.
The contract between VCredit and the Customer will include details about:
The contract is the commitment to fulfill the liquidity obligations of the Customer when using VCredit’s services.
VCredit will directly provide information to transact with the Customer after the application for registration for using the service is approved.
VCredit always strives to ensure a variety of payment methods to create convenience for customers.
For the most convenience, the Customer should pay the loan on time.
In case the Customer does not pay as required, VCredit will provide a specific and transparent penalty fee table at the time of confirming the signing of the service contract.
This penalty fee obliges the Customer to be responsible and obliged to perform.
VCredit’s Customers have the right to subscribe to different service packages currently provided by VCredit.
However, at a time, each Customer can only use 01 service package.
VCredit is always transparent in policies and interest rates, and discloses information to customers before signing contracts.
However, for customers who are responsible for paying and strictly implementing the terms of the contract, VCredit will have more favorable policies, terms and interest rates in the next service use contracts!
When Customers refer friends or relatives to use VCredit’s services, you will enjoy more special policies from us.
In that case, you will act as a guarantor, and depending on the referrer’s sense of payment, VCredit will notify you of specific incentives.